Solution · Crypto assets management
From exchange to on chain asset management one regulated platform.
Exchange, custody, crypto card, and institutional asset management modular, compliant, and ready to deploy for banks and fintechs.
24/7
Spot markets & settlement
MPC + HSM
Qualified custody stack
100%
Regulatory aligned modules
Three pillars. One regulated stack.
Deploy the full platform or integrate module by module, exchange, custody, and on chain asset management under one compliance layer.
Crypto Exchange & Card Platform
Spot trading, custody, and a spendable crypto card unified for retail and institutional users.
On Chain Asset Management
On chain portfolios, RWA tokenization, yield strategies, and white label infrastructure for institutions.
Institutional Trading & Custody
OTC, prime brokerage, deep liquidity, and bank grade custody for funds, family offices, and corporates.
Five capabilities, one platform
Each module ships independently or as part of the full stack, numbered for proposals, RFPs, and integration planning.
Spot Exchange, Custody & Crypto Card
Regulated spot exchange with a low latency matching engine, MPC/cold qualified custody, and a Visa/Mastercard linked crypto card to spend assets anywhere.
Institutional Trading, OTC & Prime
Deep liquidity, OTC block execution, prime brokerage, algorithmic execution, and FIX/REST/WebSocket APIs for funds, family offices and corporates.
On Chain AM & RWA Tokenization
Tokenized portfolios & funds and compliant real world asset issuance (ERC-3643 / ERC-1400) across the full lifecycle.
Staking, Yield & DeFi Strategies
Institutional validator infrastructure, curated DeFi yield, and structured products with unified rewards reporting.
White Label Exchange & CaaS
Branded exchange, custody and tokenization for banks and fintechs through a single API, custody as a service.
User journey
Crypto enabled banking experience
A seamless end-to-end flow — from discovery and onboarding through funding, trading, card spend, and rewards — powered by SecurePayLedger infrastructure.
Discover & sign up
User learns about crypto banking, downloads the app, and starts digital onboarding with secure KYC and identity verification.
Fund account
Fund via bank transfer, Interac e-Transfer, debit card, or wire. CAD balance available instantly or after clearance.
Buy crypto
Select asset and amount with real-time exchange rates, best liquidity, and secure purchase confirmation.
Hold & manage
Portfolio dashboard with full transparency — view balances, buy more, sell to CAD, or transfer within the app.
Spend with card
Pay at any merchant with a crypto-enabled Visa card. Instant conversion at the point of sale with seamless payments.
Rewards & growth
Earn crypto rewards, cashback, and loyalty benefits. Level up to unlock exclusive offers in one ecosystem.
What happens in the background
- Secure crypto integrations with trusted exchanges, wallets, and blockchain networks
- Compliance and risk management — AML/KYC, fraud monitoring, regulatory checks
- Banking core systems — ledger, card management, and account infrastructure
- Payment networks and processors — Visa and Mastercard routing
- Merchant settlement — merchants receive fiat while users retain crypto benefits
Key benefits for users
- ✓Easy access to crypto through your bank
- ✓Bank-grade security with full regulatory compliance
- ✓Spend at millions of merchants worldwide
- ✓Earn rewards and cashback in crypto
- ✓Full control — manage assets and finances in one app
Crypto card
Your crypto. Your card. Real-world freedom.
A regulated crypto-linked Visa card — secure, trusted, and built for the future of finance. Spend anywhere with instant conversion at checkout.
Bridging fiat & digital assets
Spend crypto like fiat with instant conversion to USD at the point of sale — BTC, ETH, and USDT supported.
Mainstream adoption
Expand crypto beyond trading and holding — real-world utility at millions of merchants worldwide.
Bank partnerships
Integrate crypto accounts with Visa, Mastercard, and American Express networks for new revenue streams.
Consumer appeal
Cashback rewards, loyalty points, and perks paid in crypto for retail and tech-savvy consumers.
Institutional gateway
A secure, regulated channel for enterprises to manage crypto assets within familiar banking infrastructure.
Competitive differentiation
Early leadership in the converging market of traditional finance and Web3 payment programs.
Payment flow
Behind the swipe
The crypto card payment flow — from tap to approval — routing through acquirers, card schemes, issuers, and stablecoin settlement. Seamless. Secure. Borderless.
Non-custodial wallet
User keeps control of funds while delegating a smart contract the right to spend a fixed amount — MetaMask, Bitget Wallet, and similar.
Custodial wallet
User delegates fund management to a third party such as a crypto exchange — KuCoin, Bitget, and institutional custody partners.
Tap card on merchant terminal
Payment starts from the user's wallet at the point of sale.
Merchant to acquirer
Transaction data routes from merchant to the acquiring bank.
Acquirer to card scheme
Acquirer forwards the request to Visa or Mastercard.
Scheme to issuer
Card scheme sends the transaction for issuer approval.
Freeze funds and approve
Issuer verifies funds via USDC or stablecoin settlement and approves.
Approval to scheme
Issuer sends approval back through the card network.
Approval to acquirer
Card scheme routes final approval to the acquirer.
Payment approved
Merchant receives confirmation — seamless, secure, borderless.
- Visa and Mastercard network integration
- USDC and stablecoin settlement rails
- Interchange and network fee transparency
- Partners: Immersive, Monavate, Kullipa, e6
Compliance first
Engineered for regulated environments
From onboarding and transaction monitoring to qualified custody and audit ready reporting, every module is built for institutional oversight.
- KYC/AML
- MPC custody
- Qualified custody
- Regulatory aligned
Bring regulated crypto to your customers.
Talk to our team about exchange, custody, card programs, and on chain asset management.