From exchange to on-chain asset management, one regulated platform.
Exchange, custody, crypto card, and institutional asset management. Modular, compliant, and ready to deploy for banks and fintechs.
- Spot markets & settlement
- 24/7
- Qualified custody stack
- MPC + HSM
- Deploy independently or together
- 5 modules
Three ways to bring digital assets to your customers
Start with the business line that fits your licence and customer base, then add modules as the program grows.
- 01
Crypto Exchange & Card Platform
Spot trading, custody, and a spendable crypto card your institution can offer to retail and institutional customers.
- 02
On-Chain Asset Management
On-chain portfolios, RWA tokenization, yield strategies, and white-label infrastructure for institutions.
- 03
Institutional Trading & Custody
OTC, prime brokerage, deep liquidity, and bank-grade custody for funds, family offices, and corporates.
Five modules, deployed one at a time or together
Each module runs on the same custody, compliance, and reporting core, so you never fragment oversight.
- 01
Spot Exchange, Custody & Crypto Card
Regulated spot exchange with a low-latency matching engine, MPC/cold qualified custody, and a Visa/Mastercard-linked crypto card to spend assets anywhere.
- 02
Institutional Trading, OTC & Prime
Deep liquidity, OTC block execution, prime brokerage, algorithmic execution, and FIX/REST/WebSocket APIs for funds, family offices, and corporates.
- 03
On-Chain AM & RWA Tokenization
Tokenized portfolios and funds, and compliant real-world asset issuance (ERC-3643 / ERC-1400) across the full lifecycle.
- 04
Staking, Yield & DeFi Strategies
Institutional validator infrastructure, curated DeFi yield, and structured products with unified rewards reporting.
- 05
White-Label Exchange & CaaS
Branded exchange, custody, and tokenization for banks and fintechs through a single API: custody as a service.
- KYC/AML
- MPC custody
- Qualified custody
- Built for regulated institutions
The crypto banking journey, inside your app
Customers buy, hold, and spend digital assets without leaving your bank. Your team keeps custody, compliance, and reporting.
- 01
Discover & sign up
Your customer opts into crypto services inside your banking app and completes digital onboarding with KYC and identity verification.
- 02
Fund account
Customers fund from their existing deposit account, debit card, or wire, using the payment rails your bank already supports.
- 03
Buy crypto
Select asset and amount with real-time exchange rates, aggregated liquidity, and secure purchase confirmation.
- 04
Hold & manage
A portfolio view inside your app: balances, buy more, sell back to fiat, or transfer between accounts.
- 05
Spend with card
Customers pay with a crypto-linked card, with conversion to fiat at the point of sale.
- 06
Rewards & growth
Optional crypto rewards, cashback, and loyalty programs configured by your product team.
What runs in the background
- Secure crypto integrations with exchanges, wallets, and blockchain networks
- Compliance and risk management: AML/KYC, fraud monitoring, and regulatory checks
- Banking core systems: ledger, card management, and account infrastructure
- Payment networks and processors with Visa and Mastercard routing
- Merchant settlement, so merchants receive fiat while customers spend crypto
Why banks choose this model
- Offer crypto access without customers leaving your bank
- Keep custody, compliance, and reporting under your controls
- Launch on your existing core instead of rebuilding it
- Add card spend and rewards as optional modules
- One customer view across fiat and digital assets
Crypto-linked card programs
Let cardholders spend digital assets wherever cards are accepted, with conversion to fiat at the point of sale.
Bridging fiat & digital assets
Let cardholders spend crypto like fiat with instant conversion at the point of sale. BTC, ETH, and USDT are supported.
Real-world utility
Extend your crypto offering beyond trading and holding, with acceptance across card network merchants.
Network integration
Connect crypto accounts to Visa, Mastercard, and American Express card programs for new revenue streams.
Customer engagement
Offer cashback, loyalty points, and rewards paid in crypto to retain digitally native customers.
Institutional gateway
A secure, regulated channel for enterprises to manage crypto assets within familiar banking infrastructure.
Competitive differentiation
Move early in the convergence of traditional finance and Web3 payment programs.
How a crypto card payment is approved
Every authorisation follows the card network flow your acquirers and merchants already use. Funds are verified and settled through stablecoin rails.
- 01
Tap card on merchant terminal
Payment starts from the cardholder's wallet at the point of sale.
- 02
Merchant to acquirer
Transaction data routes from merchant to the acquiring bank.
- 03
Acquirer to card scheme
Acquirer forwards the request to Visa or Mastercard.
- 04
Scheme to issuer
Card scheme sends the transaction for issuer approval.
- 05
Freeze funds and approve
Issuer verifies funds via USDC or stablecoin settlement and approves.
- 06
Approval to scheme
Issuer sends approval back through the card network.
- 07
Approval to acquirer
Card scheme routes final approval to the acquirer.
- 08
Payment approved
Merchant receives confirmation and settles in fiat.
Non-custodial wallet
The cardholder keeps control of funds while delegating a smart contract the right to spend a fixed amount.
Custodial wallet
The cardholder delegates fund management to a third party, such as a crypto exchange or an institutional custodian.
Network and settlement
- Visa and Mastercard network integration
- USDC and stablecoin settlement rails
- Interchange and network fee transparency
SecurePayLedgerBring regulated crypto to your customers.
Talk to our team about exchange, custody, card programs, and on-chain asset management.
Talk to our team